How to Get a Replacement Car Key
It can be a hassle to lose your car keys. It could also be costly depending on the kind of key you've got.
Calling an auto locksmith is the most efficient method of replacing a key. This is typically less expensive and quicker than calling an auto dealer or roadside assistance.
Cost
In the past lost your car keys was not a big problem. You could simply visit your local hardware store and get an alternative key made. Today, however, the process is much more complex and expensive. It's because cars are more technologically advanced, and keys too. While this could make keys more secure from theft however, they are also more expensive to replace.
The cost of replacing a lost key will vary based on the year, model and model of your vehicle. Many newer vehicles have keys with transponders to stop theft. These chips must be paired with your vehicle, which usually requires a locksmith or dealership. The cost varies based on your car type, but it can reach $200.
Additionally, certain modern vehicles use laser-cut keys that need to be programmed using a specific machine. This is only available through dealerships or auto locksmiths that specialize in this. The cost of the key for this kind of lock can be up to $100.
Another aspect that can affect the cost of losing a key is where you live. You will likely have to pay more for services for an area that is remote because the locksmith and tow truck have to travel far to get to you. In addition, locksmiths will charge extra for holiday, after hours, and weekends.
You can lower the cost of replacing the car key that was lost by keeping a spare one at your home or in your wallet. Keep your vehicle's registration or title documents on your person. These will be required to prove ownership if you have to call the dealership to request a new key. You can also contact your roadside service for assistance. You may be able get a temporary replacement depending on the conditions and terms of your roadside assistance service.
Time
Losing your car keys can be a hassle however, you shouldn't be panicking. Make sure to look for your keys in the most obvious places, like your purse or pocket. Then, go back through your day and try to recall the places you may have left the keys. This will help you remember if you've lost them or if they're still in your vehicle. If you're not able to locate your car keys, it might be time to purchase new keys.
Most modern cars have a remote key fob that utilizes a number of codes to unlock and start the vehicle. This type of key needs to be reprogrammed to work with your specific vehicle, and this is usually a task for an expert. You should contact an auto locksmith to find out whether they can take care of this, and you will be required to provide proof of ownership.
Old-fashioned metal car keys are much more simple to replace than remote key fobs. They operate 100% mechanically and are not complex to duplicate, so an expert locksmith in your area can provide you a replacement on the spot if you've lost one. They can also duplicate the ignition cylinder of your vehicle as an additional expense. If you'd like to keep backups of the keys to your old car you can visit a hardware store specializing in automobiles and get them copied quickly and inexpensively.
You should also consider replacing your car keys if they're beginning to appear worn down. The teeth on the key and the lock cylinder could become worn down due to the use of the keys over time and make it difficult to align them correctly with each other. If the key starts to become stuck, it could be time to replace it.
The dealer may have to program the key if you own a newer model or a premium vehicle. This is a difficult task that is costly and take a considerable amount of time to complete. You may be covered by your car warranty or insurance according to the model of your vehicle.
The availability
Even if your driving is good, you could still lose your keys. This can be a major issue particularly if it happens at the worst time such as when you're at the grocery store or at the gas station and need to return home. There are a variety of options to replace the key that was lost. You can locate an locksmith, call roadside assistance, or contact your insurance company.
You'll first need to determine the type of key you have. This is important since the different vehicles use different types of keys. Some are old-fashioned and lock through the key cylinder, while others include chips that communicate with the car in order to unlock the doors and open it up. Certain keys can be easily replaced by an auto-locksmith, however, others will require you to visit a dealership for a replacement from the manufacturer.
Whether you're using a traditional key or a smart key the first step should be to read the instruction manual or call the dealership for instructions on how to connect it to your vehicle. You will need to provide proof that you own the vehicle, and then wait a few extra days for your dealer to make an order for a replacement. This method may also require you to take your vehicle to a locksmith or service provider to be programmed, which isn't the ideal option for people on tight schedules or who have limited mobility.
If you have a spare key, the process will be much simpler. You can buy a new car key online at a low price depending on the model of your vehicle. If, however, replacement for key fob include transponder or key fob element, you'll need to visit a qualified expert to get them replaced and programmed. Based on the model and make, you may need to have it towed to the dealer or pay a locksmith to replace the key.
Another way to get a new car key is using a bluetooth tracker. These small devices attach on your keyring, and emit a signature which can be picked up using an iPhone with an app installed. The app will then inform you where the key is, to help you locate it when you need to.
Insurance
The majority of the time insurance for cars doesn't cover keys that are lost. However, there are exceptions. Many of the best car insurance companies that are dedicated to client happiness provide additional coverage for things like lost keys. It is usually an extra cost, but it can be cheaper than paying out from pocket for key replacement costs.
The specific policy and deductible will determine if your car insurance covers keys lost. The majority of traditional keys can be easily replaced however it can be more difficult if you own an electronic fob or smart key. These keys are laser cut and incorporate computers that transmit a signal to your vehicle. They are therefore more difficult to replace than keys made of mechanical. In addition, these kinds of keys are expensive due to the fact that you'll have to pay for an locksmith and the cost of a new key.
You can consider using an auto club service or roadside assistance to save money in the event of replacing a lost key. These companies may provide locksmiths with discounted rates and even reimburse the cost of the new key. Some of these companies offer emergency lockout assistance which is helpful if you are in a hurry and need to leave the house.
You can also call your car dealership to find out if they could help. Many dealerships have locksmiths on staff, and they might be able to create a new key for an affordable price. However when the dealer needs to order a new key for the model you have it may take a few days to arrive. Regardless of which method you choose, make sure to save all receipts and documents so you can file a claim with your insurance company for your car should you need to.
The loss of your car keys is a common event. It's not a pleasant experience however it could occur to anyone. Fortunately, there are strategies to avoid the costly consequences. While the most cost-effective and fastest method to replace lost car keys is to call locksmiths in your area, it's important to weigh the financial benefits against the time involved and the possibility of deductible payments prior to filing a claim with your insurance company.